Privacy Policy

Last updated: May 2026

1. Information We Collect

We collect information you provide directly when using Mintly (“the Service”), including:

  • Name and email address
  • Financial data such as transactions, categories, budgets, and recurring entries
  • Optional notes or descriptions

Mintly does not connect to your bank accounts or automatically import financial data.

2. How We Use Your Information

We use your information to:

  • Provide budgeting and financial tracking features
  • Generate reports and insights
  • Prepare future monthly data based on recurring transactions
  • Send account-related and optional summary emails
  • Improve the performance and functionality of the Service

3. Data Ownership

Your financial data belongs to you. We do not sell or rent your personal data. We only share data with trusted third-party service providers as necessary to operate the Service.

4. Data Storage and Security

We take reasonable steps to protect your data using industry-standard security measures, including encrypted connections and secure authentication. However, no system is completely secure.

5. Emails and Notifications

We may send you emails related to your account, including summaries and important updates. You can opt out of non-essential emails at any time.

6. Third-Party Services

We may use third-party services (such as hosting providers and email delivery services) to operate the Service. These providers access your data only as necessary to perform their functions.

7. Cookies and Tracking

We may use basic cookies or similar technologies to improve functionality and user experience. These do not track you across other websites.

8. Your Rights

You may:

  • Access and update your account information.
  • Request deletion of your account and associated data.

9. Data Retention

If you delete your account, your data will be permanently deleted from our systems within a reasonable timeframe.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Continued use of the Service after changes means you accept the updated policy.

11. Contact

If you have questions about this Privacy Policy, contact us at:
support@mintlybudget.com