Terms of Service

Last updated: May 2026

1. Agreement to Terms

By accessing or using Mintly (“the Service”), you agree to be bound by these Terms of Service. If you do not agree to these terms, you may not use the Service.

2. Description of Service

Mintly is a financial tracking and budgeting tool designed to help users monitor income, expenses, and monthly cash flow. The Service provides insights based solely on user-entered data.

3. Account Registration

To access certain features, you must create an account. You agree to provide accurate and complete information and to keep your login credentials secure. You are responsible for all activity that occurs under your account.

4. User Responsibilities

You agree to use the Service only for lawful purposes and in accordance with these terms.

  • You may not use the Service for illegal or fraudulent activities.
  • You may not attempt to gain unauthorized access to the Service.
  • You may not interfere with or disrupt the platform.
  • You are responsible for the accuracy of the data you provide.

5. User Data

You retain ownership of the financial data you enter into Mintly. By using the Service, you grant us permission to store and process this data solely to provide functionality.

6. Financial Disclaimer

Mintly is not a bank, financial advisor, or investment service. The information and insights provided are for informational purposes only and should not be considered financial, legal, or investment advice. We do not guarantee the accuracy or completeness of any data, calculations, or insights. You are solely responsible for your financial decisions.

7. Payments and Subscriptions

Certain features may require a paid subscription. Pricing and features are subject to change at any time.

  • Subscriptions renew automatically unless canceled.
  • Refunds are not guaranteed unless required by law.

8. Service Availability

We strive to provide reliable access to the Service but do not guarantee uninterrupted availability. The Service may be modified, updated, or temporarily unavailable at any time without notice.

9. Termination

We reserve the right to suspend or terminate your account if you violate these terms or misuse the Service. You may terminate your account at any time by discontinuing use of the Service or deleting your account.

10. Limitation of Liability

To the fullest extent permitted by law, Mintly is provided “as is” without warranties of any kind. We are not liable for any indirect, incidental, or consequential damages, including financial loss, arising from your use of the Service.

11. Changes to Terms

We may update these Terms of Service from time to time. Continued use of the Service after changes constitutes acceptance of the updated terms.

12. Governing Law

These terms are governed by the laws of the State of Florida, United States, without regard to conflict of law principles.

13. Intellectual Property

The Service, including all content, features, and functionality, is owned by Mintly and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or reverse engineer any part of the Service without our permission.

14. Contact

If you have questions about these terms, please contact:
support@mintlybudget.com