Mintly • Cash Flow Planner

Take control of your cash flow one week at a time.

Mintly helps you plan your month, track spending, and understand your cash flow in real time. See what’s coming, what’s paid, and what’s left — all in one clear dashboard.

Create your account See features
✓ Weekly cash flow tracking
✓ Bill & expense tracking
✓ Clear monthly overview
Monthly Snapshot
October • Cash flow overview
Preview
Income
$4,725
Expenses
$3,625
Net Remaining
$1,099
Top spending categories This month
Mortgage$1,839
Groceries$595
Subscriptions$99
“I finally understand my monthly cash flow and can plan ahead.”

How Mintly works

A simple 3-step system to set up your budget, manage your monthly cash flow, and understand where your money is going.

Step 1
Build your budget

Import transactions from your bank or credit card using a CSV file, or add them manually. Review your categories and recurring frequency to quickly establish your monthly budget.

Step 2
Track as you go

Mark transactions as paid, keep up with upcoming expenses, and watch your weekly cash flow throughout the month.

Step 3
Understand your money

See where your money goes, identify spending habits, and make better financial decisions each month.

Start building your budget

Built for real-life budgeting

Stay on top of your money without spreadsheets or confusion.

Default Categories
Start with ready-made categories for income and expenses — so you can begin tracking your money in minutes.
Monthly Overview
Instantly see your income, expenses, and net for the month.
Bill Tracking
Track what’s paid and what’s still outstanding.
Weekly Cash Flow
Break your month into weeks so you always know where you stand.
Visual Reports
See exactly where your money goes with clear charts and category breakdowns. Instantly understand your spending patterns and make smarter decisions each month.
Prepare Next Month
Roll over recurring income and expenses into the next month automatically — no duplicates, no manual setup. Stay organized and ready ahead of time.
Never lose track of your money
Even if you forget to log in, your budget stays updated—and you’ll get a monthly summary to keep you on track.
Loan Calculator
Estimate your monthly payments and total loan cost based on interest rate and term. Add extra payments to see how much time and interest you can save by paying down your loan faster.
Monthly Email
Get a clear snapshot of your income, expenses, and net each month— delivered straight to your inbox so you always know where you stand.

Mintly in action

See your money clearly — week by week.

Pricing

Mintly is currently free while we’re in early access.

Early Access
Free Plan
$0
Take control of your finances with full access to Mintly. Completely free during Early Access.
  • Unlimited transactions & categories
  • Bank & credit card CSV imports
  • Monthly budgeting & recurring transactions
  • Income & expense tracking
  • Weekly cash flow overview
  • Interactive financial charts
  • Spending breakdowns by category
  • Needs vs. wants analysis
  • Monthly & yearly financial reports
  • Downloadable PDF reports
Start free
No credit card required

Frequently Asked Questions

Everything you need to know about Mintly.

Mintly focuses on monthly cash flow, not just tracking spending. You can see how your income and expenses affect each week, track what’s already paid, and understand what’s left before the month ends.

No. Mintly is designed to be simple and flexible — you can manually add transactions, giving you full control without needing to connect external accounts.

Yes. You can import transactions using a CSV file exported from your bank or credit card. We recommend importing a full month of transactions to help establish an accurate budget. After importing, review your transactions to set their categories and recurring frequency. Mintly can then use your recurring transactions to help build future monthly budgets.

Yes. Mintly lets you mark transactions as paid and clearly shows outstanding amounts, so you always know what’s left to cover each month.

Your income and expenses are automatically grouped by week, so you can see how each week impacts your overall budget — helping you avoid running out of money before the month ends.

Mintly shows category breakdowns, monthly trends, and income vs expenses over time — so you can quickly understand where your money is going and make better decisions.

Yes. Mintly includes a loan calculator that lets you estimate monthly payments, total interest, and the full cost of a loan before you commit.

You can also test different scenarios — like changing the term or adding extra payments — to see how it affects your budget and long-term cost.

This helps you make more informed decisions and understand how a new loan will impact your monthly cash flow.
Get started with Mintly
Create an account in under a minute.